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Who We Are...

Founded in 1989, we are an award-winning statewide organization that has been called a national model. Vermont's only community development credit union, our motto, “we don’t say NO, we say WHEN” symbolizes our willingness to work with all who seek our services, to date almost 19,000 individuals and households.

In the world of computerized banking Opportunities Credit Union individualizes each applicant and offers help if not immediately qualified for the loan or service sought.

Opportunities weds the need for our fair and affordable banking services to deposits from socially concerned investors who support our mission, knowing that we are a fully insured and regulated financial institution. This win/win association provides an economic development engine that supports Vermont's emerging consumer and business markets and keeps banking local. Opportunities welcomes social investors.

We don't say no,
we say when!

Specialized loan programs:

Tracker
'Tracker' loans can be used to establish credit, rebuild your credit, payoff debt or to save for a particular goal. The money goes to a savings account and you repay yourself. As you repay the loan, your savings are available to help move you toward your goal.

NEWheels
Once you have been pre-approved for a loan with Opportunities Credit Union, take your certificate to any of our participating dealers and find your new car-discounted for Opportunities Credit Union members.

Home Ownership
Our friendly mortgage lenders help you plan, organize and decide on a mortgage that works best for you. Manufactured housing loans and 100% financing are available with some restrictions. Our unique mortgage products are for people with unusual circumstances. Apply on line and get started today. Let your mortgage support your community.

Independence Fund
We offer Vermonters who have disabilities the opportunity to make the soundest investment they'll ever make... affordable financing for assistive technology purchases.

Money$ense - Financial Fitness Seminars
Improve your budgeting and financial skills, learn how to read a credit report and improve your credit score or learn about the steps necessary to purchase a home.

Contact us to learn more...